Commercial from 6.49% p.a.^
Residential & Commercial Specialist Lending

Our commercial lending products have flexible features that cater for all your purchase, refinance and business/investment requirements. Both Full Doc and Lite Doc® options are available.

3 reasons to deal with
La Trobe Financial
for your loans ...

Broadest Products

Good Value for Money
No Risk or Equalisation fees ≤ 80% LVR

Product Details:

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Product Name Lease Doc Lite Doc® SMSF
Current Rate^ 6.49%^ 6.49%^ 6.49%^
Comparison Rate* n/a n/a n/a
Security Type Commercial security Commercial security Commercial security
Loan Purpose Purchase, Refinance and Debt consolidation Purchase or refinance commercial property including retail shops, offices, light industrial, and warehouses. Purchase & Refinance of Investment
Verification Required Full lease agreement Accountant's letter & Borrower declaration 80% Rental Income. SMSF Contribution Statement. Income deemed at 3.9%
Personal or Business/Investment Purposes Both Both Business/Invesment only
Minimum Loan Amount $100,000 $100,000 $100,000
Maximum Loan Amount $2,000,000 (65% LVR) $2,000,000 (65% LVR) $2,000,000 (65% LVR)
Maximum LVR 65% 65% 65%
Lenders Mortgage Insurance required No No No
Maximum Loan Term 25 Years 25 Years 25 Years
Repayment Type Principal & Interest Only Principal & Interest Only Principal & Interest Only
Maximum Interest Only Term 5 Years 5 Years 5 Years
Interest Rate Type Variable Variable Variable
Redraw Available No No No
Application Fee (excl. Val. & Legal Fees) from 1.25% of the loan amount from 1.25% of the loan amount from 1.25% of the loan amount
Risk Fee $0 $0 $0
Additional Repayments No No No

What should I do next?

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Step 2

Manually Apply with Forms

For Loan Application and Income Verification forms, click here
  1. A Loan Application form
  2. A Verification of Identity
  3. One of the following Income Verification Certificates based on if you are self employed or a PAYG employee:
    1. Self Employed Accountants Certificate (SEBAC)
    2. PAYG Employer Salary Confirmation (PAYG-C)
    3. Self Employed Borrowers Repayment Declaration (SEBRD)
Or call 13 80 10