Investment Account Comparison

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Classic 48 hour
Account
12 Month Term
Account
Select Investment
Account
High Yield Investment
Account
Investor Net Returns 3.20%* 5.20%* from 6.00%*6 from 7.00%*6
Term 48 hours 12 months customised (you choose) 3 years
Basis Pooled Pooled Peer-to-Peer (P2P) Mixed Pool & P2P
Interest Paid Monthly Monthly Monthly or Quarterly Monthly or Quarterly
Min Invest (No Max) $1,000 $1,000 $1,000 $100,000
Compound Return 3.25% p.a. 5.33% p.a. from 6.15% p.a. from 7.15% p.a.
Risk Grade Low Low-Medium Medium-High Medium-High
Fixed/Variable Variable Variable Variable or Fixed Variable
Entry Fee Nil Nil Nil Nil
Account Size $312.9m $897.2m $371.9m $57.2m
Cash & Liquid Investments $87.5m $50.4m $0.4m $0.2m
Credit Assets $0m $0m $0m $30.9m
Mortgages $225.4m $846.8m $371.5m $26.1m
No of Mortgages 518 1,967 586 95
Average LVR (%) 67.5% 63.1% 59.7% Varies
No of Investors 6,368 6,777 5,380 123
Average Investment $435,062 $430,536 $633,902 $275,087
Largest Investment $6,905,475 $7,996,150 $14,405,380 $8,291,010
Fixed Rate Exposure 7.8% 13.7% 51.3% 89.3%
Variable Rate Exposure 92.2% 86.3% 48.7% 10.7%
Arrears (>90 days) 2.1% 2.5% 4.5% 0.8%
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Past
Performance

Return
Cash
Rate
Perfor-mance

Return
Bench-mark
Perfor-mance

Return

Return
1 Month
0.27%
0.13%
+0.14%
0.43%
0.28%
+0.15%
0.64% 0.98%
3 Months
0.80%
0.38%
+0.42%
1.31%
0.82%
+0.49%
1.94% 2.97%
6 Months
1.61%
0.75%
+0.86%
2.63%
1.62%
+1.01%
3.92% 6.02%
1 Year
3.25%
1.51%
+1.74%
5.33%
3.29%
+2.04%
7.92% 12.52%
2 Years
3.26%
1.73%
+1.53%
5.33%
3.51%
+1.82%
7.94% 12.17%
3 Years
3.48%
1.93%
+1.55%
5.53%
3.69%
+1.84%
8.02% 11.78%
5 Years
3.93%
2.28%
+1.65%
5.97%
3.99%
+1.98%
8.29% 11.63%
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Maturity Profile
Amount
Percent
Amount
Percent
Amount
Percent
Amount
Percent
0-6 Months
$22.3m
9.9%
$161.9m
19.1%
$212.9m
57.3%
$23.2m
88.7%
7-12 Months
$18.8m
8.4%
$75.3m
8.9%
$60.3m
16.2%
$1.2m
4.7
1-3 Years
$40.3m
17.9%
$229.3m
27.1%
$84.2m
22.7%
$0.0m
0.0%
3+ Years
$144.0m
63.8%
$380.3m
44.9%
$14.1
3.8%
$1.7m
6.6%
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As at 31 July 2017
Benchmark for 12 Month Term Account: Bloomberg Ausbond BBI (+1.5%)

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CONSUMER ADVISORY NOTE

La Trobe Financial Asset Management Limited ACN 007 332 363 Australian Financial Services Licence 222213 Australian Credit Licence 222213 is the issuer and manager of the La Trobe Australian Credit Fund ARSN 088 178 321.
It is important for you to consider the Product Disclosure Statement for the Credit Fund in deciding whether to invest, or to continue to invest, in the Credit Fund. You can read the PDS on our website or ask for a copy by telephoning us.
* Returns on our investments are variable and paid monthly. Past performance is not a reliable indicator of future performance. The rates of return from the Credit Fund are not guaranteed and are determined by the future revenue of the Credit Fund and may be lower than expected. Investors risk losing some or all of their principal investment. An investment in the Credit Fund is not a bank deposit. Withdrawal rights are subject to liquidity and may be delayed or suspended. Please refer to the disclaimers link on this page for full disclaimers.