Rural

Our Rural-Resi loan product assists borrowers to purchase or refinance non-metro rural properties of up to 200 acres for personal or business/investment purposes. Our Rural-Commercial product assists borrowers purchase or refinance non-metro rural properties over 100 acres for personal or business investment purposes.

Product Details:

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Product Name Rural Residential Rural Commercial
Current Rate^ 6.79 - 7.54%^ 9.15%
Comparison Rate* n/a n/a
SecurityType Rural-Resi ≤ 100 acres Rural > 100 acres
Loan Purpose Purchase, Refinance and Debt consolidation for personal or business/investment purposes. Purchase, Refinance and Debt consolidation for personal or business/investment purposes.
Verification Required Full or Lite Doc® methods Full or Lite Doc® methods
Personal or Business/Investment Purposes Both Both
Minimum Loan Amount $100,000 $100,000
Maximum Loan Amount $1,500,000 $5,000,000
Maximum LVR 75% 55%
Lenders Mortgage Insurance required No No
Maximum Loan Term 30 Years 5 Years
Repayment Type Principal & Interest Interest Only
Maximum Interest Only Term 5 Years 5 Years
Interest Rate Type Variable Variable
Redraw Available No No
Application Fee (excl. Val. & Legal Fees) from 0.75% of the loan amount from 1.25% of the loan amount
Risk Fee $0 $0
Additional Repayments Yes No

Terms, conditions, fees, charges and La Trobe Financial Lending criteria apply.

All Lending Products:


Key Borrower Documents: